Youth Accounts
Good habits start early
Learning how to save and spend responsibly can make a big difference in a child’s life, and yours! Our Youth Savings Account can help kids get a head start by giving them the tools they need to make smart financial choices.
Pair a Youth Savings Account with Curio, our awesome financial app designed just for kids, for a hands-on banking experience. They will learn to master healthy savings habits and get rewarded for their accomplishments.
Benefits of saving with Jovia
Start saving with $5
We make it easy for you to start the kids in your life off saving - it only takes $5.00 to open an account.
Earn more dividends
Jovia Youth Accounts earn a competitive 1.01% APY^ on their entire account balance.
Manage money anywhere, anytime
Kids and teens can access funds at branch locations or through Online and Mobile Banking – it’s easy and free. Plus, simplify savings and watch balances grow with automatic deposits or transfers.
Stash a little cash
With Jovia’s Stash My Cash1 feature, you can deposit the spare change from your Jovia debit card purchases right into their Youth Savings Account. So, go ahead… get the latte and toss the change in the college fund.
Savings account
Youth Savings Account
Jovia's Youth Savings Account• is a cool way for kids under 18 to get their own bank account and learn how money works. Plus, they'll earn extra on what they save.
Checking account
Jovia Checking Account
Young adults 11-17 can open a Jovia Checking Account to develop budgeting and smart spending skills. There is no minimum to open with a free first set of checks2 and a Visa® Debit Card.
Let’s empower kids with financial skills by meeting them at their level.
Curio, Jovia's exclusive banking app, empowers kids to learn about money in a fun and interactive way. It combines simple tools with financial education and a rewarding system that helps them build smart money habits with confidence.
Through Curio, young members can:
 | Complete chores and tasks for cash rewards |  |
| Earn allowance and ask for real-time money transfers |  |
| Set savings goals and create a budget |  |
| Borrow money from parents and set up “loan payments” |  |
| Watch Financial Literacy videos |  |
Youth Accounts
Get started today
With their very own Jovia account and the Curio app, they’ll be a financial pro in no time.
Log in to Online Banking and look for Curio to enroll.
Youth Accounts
Ready, set, start saving!
You can never be too young to begin saving.
In fact, the sooner children open a Youth Savings Account, the better their chances of learning good habits for saving money, as explained by Jo and her new assistant, Joseph. (And remember – his name is “Joseph.”)
Watch Video
Savings accounts for children
Saving for a child’s future is always a good idea, and it’s never too early to start. In this article we explain how to open a Youth Savings Account for the children in your life, the key features to look for, and how to get started.
Why You Should Open a Savings Account for Your Child
Continue Reading
Questions? We have answers!
The Curio program encourages kids, teens, and young adults to learn how to save money and build strong financial habits firsthand through an interactive tool available in Online Banking and the Jovia Mobile app. Curio allows parents to assign tasks to young savers and financially reward them for successfully completing tasks, and making good financial decisions by easily transferring money from their own Jovia account to their child’s.
Parents can also lend their child money, pay them an allowance, and send them spending money through this simple tool.
Learn more about Curio here.
Kids ages 11 to 17, can open a Jovia checking account. It is a great way to teach your child the basics of sound money management. There is no minimum to open with a free set of checks and a Visa® Debit Card.
Please note that a parent, legal guardian, or adult family member must be joint on the account for children 17 years old and younger.