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There’s no better feeling than when that deposit hits

…except when there’s an extra $150!

That’s right! When you open a first-time checking account with a recurring direct deposit of at least $500, sign up for online and mobile banking, and enroll in paperless statements, you’ll earn a one-time cash bonus of $150!+

It’s that simple! At Jovia, we’re always looking to make things bright. Plus, if your employer sends your payroll early, you might find your paycheck in your checking account up to two days earlier than you expect it with Jovia’s Early Direct Deposit3. Woohoo!

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+ Offer available for new, first-time Go Green and CareFree Checking accounts. Must have a qualifying recurring direct deposit of at least $500 in the checking account. The qualifying direct deposit must credit the account three (3) times within ninety (90) days of account opening. Must be your first checking account with Jovia Financial Credit union. Members with current or prior checking accounts are not eligible for the cash bonus. Must enroll in paperless statements. Qualifying direct deposits are regular, periodic automated clearing house (ACH) credits, which may include payroll, salary, pension, or government payments (such as Social Security). Person-to-person transfers, check deposits, external bank ACH transfers, or other electronic money transfers, such as those made through PayPal, Zelle, Venmo, or others, do not qualify as direct deposit. Cash bonus will post automatically to the members’ checking account 30 days after requirements are met and will be reported as income on IRS form 1099-INT. Membership eligibility requirements apply. Rates subject to change without notice. All promotional offers can be withdrawn at any time and are subject to change without notice. Employees, volunteers, and affiliates of Jovia and their immediate families are not eligible. Jovia and its agencies assume no responsibility or liability for damages, losses or injury resulting from acceptance or use of any gift. Existing accounts and submitted applications do not qualify for promotional offers.

3 Early Direct Deposit of regular periodic payments (such as salary, pension, or government benefits) may be available to you up to 2 days earlier than the payer’s scheduled payment date. This feature depends on timing of the payer’s submission of ACH deposits so it may not always arrive early as it depends on the timing of your payer’s payment instructions. Certain non-payroll and tax payments are not eligible for early direct deposit.