Jovia Certificate Account
Jumpstart your savings!
You work hard for each dollar, so let each dollar work for you with Jovia’s Certificate Accounts. It’s a safe and steady way to grow your money with a guaranteed competitive rate without the risks of the market.
At Jovia, we offer certificates from 3-months to 5-years, so you can choose the term that works best for you. Like, our 8-Month Certificate with a great rate of 5.30% APY*! And, in online and mobile banking, you can easily enroll, renew, and withdraw your maturing certificates. Open a certificate account with as little as $100!
Choose what's right for you
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APY = Annual Percentage Yield. Rates and terms are subject to change without notice.
* Annual Percentage Yield. Rates are subject to change without notice. APY measures the total amount of dividends a credit union pays on an account based on the dividend rate and the frequency of compounding. APY is expressed as an annualized rate, based on a 365-day year, regardless of the actual term. APY assumes all dividends remain in the certificate until maturity. Withdrawals will reduce earnings. Fees could also reduce earnings. Penalties may be imposed for early withdrawal. Penalty-free withdrawals for tuition and home purchases only. Ask for details. If the certificate rate increases within (5) five calendar days of the account opening, your certificate will earn the higher rate from the date the higher rate went into effect until the certificate’s maturity date. Only once may your rate increase. The dividend rate and annual percentage yield may increase. At renewal, your certificate will earn the rate on the day of maturity regardless of any future rate change.
Membership eligibility requirements apply.