Why Wait for a Great Rate?
A brighter credit card offer is already on the table
Everyone seems to be talking about lower credit card rates lately, we prefer to actually offer one.
Right now, Jovia’s Visa Advantage Credit Card gives you a 2.99% APR1 introductory rate for the first 12 months on purchases and balance transfers made within the first 60 days of account opening.
There’s no reason to sit on the sidelines or wait for someday, you can move balances, fund what you need, and start enjoying brighter banking and real savings today.
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1APR = Annual Percentage Rate. The stated promotional rate of 2.99% APR is valid for 12 months on purchases and balances transfers made within the first 60 days from account opening. Promotional period will begin the date the account is opened, and will end 60 days after account opening. Balance transfers must post to your card by the end of the promotional period. After the 60th calendar day, the cardholder's APR will default to the cards non-promotional APR ranging from 11.49% - 17.99% for purchases and balance transfers. Balance Transfers made after the promotional period ends will be subject to a fee of $5.00 or 3.00% of the amount of each balance transfer, whichever is greater. Use of your card for purchases and balance transfers constitutes your agreement to the stated terms, as well as your account terms as a Visa® cardholder. Offers do not apply to Business Cards. Existing Jovia Financial Credit Union Cardholders are not eligible, existing cardholder purchases and balance transfers are subject to the standard account rate. Not all applicants may be approved. Refer to Visa Advantage Terms and Conditions for account details. Transactions fees for Visa® Advantage include $5.00 or 3.00% of the amount of each cash transaction, whichever is greater. New Cardholders only. Rates and terms are subject to change without notice.
Membership eligibility requirements apply.