Jovia Visa Advantage Card
Show off your card, and its great low rate!
Whether you’re looking for your first credit card, want to build credit, or just need a card with a low introductory rate, Jovia’s got the card for you!
With Jovia’s Visa® Advantage Credit Card, you’ll enjoy an introductory rate as low as 1.85% APR1 on purchase and balance transfers for the first 12 months. Then, enjoy a competitively low rate when that introductory period ends. Woohoo!
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Save & Spend
Tired of paying fees for using your bank? Us, too. That’s why we reward you for growing your balance and using your account.
Whether you're building credit or looking to earn cash back with every swipe, we give you the flexibility you need to help you spend smarter.
Have dreams of owning a home or buying a new car, but lack the funds? Our low-rate loans can help you reach your goals.
Invest & Plan
Start planning for the future you want with the help of our team of experts who will help you reach your long and short-term financial goals.
Learn & Grow
From buying a home to saving for retirement, there’s a lot to learn. You can learn everything you need to know with our curated advice.
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1APR = Annual Percentage Rate. The stated promotional rate of 1.85% APR is valid for 12 months for purchases and balance transfers from the date of account opening. Use of your card for purchases and balance transfers constitutes your agreement to the stated terms, as well as your account terms as a Visa® cardholder. Balance transfers must post to your card by the end of the promotional period. After the promotional period, the cardholder's APR will default to the cards non-promotional APR ranging from 13.24% - 17.99%. Offers do not apply to Business Cards. Existing Jovia Financial Credit Union balance transfers are subject to the standard account rate. Not all applicants may be approved. Refer to Visa Advantage Terms and Conditions for account details. Transactions fees for Visa® Advantage include 3% of the transaction amount for cash advances.