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More money in your wallet? Say less.

With Jovia’s Go Green Checking Account, you’ll earn a nice 4.00% APY* on qualifying balances up to $25,000. To earn, spend $500 monthly on everyday purchases using your debit card, enroll in paperless statements, and deposit at least $500 into your checking account with direct or mobile deposit(s). You can watch your savings soar with our Go Green Bonus Interest tracker in online and mobile banking!

Plus, when you open a first-time checking account with Jovia and deposit $100 via direct deposit, you’ll receive a $150 cash bonus!+ Woohoo!

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For all accounts except CareFree Checking, you may be charged up to 6 NSF/UCF per calendar month. If more than 6 NSF/UCF occur during the calendar month, the additional charges will be waived.

*APY = Annual Percentage Yield. Must meet account qualifications to earn APY and ATM fee reimbursements. When qualifications are met, earn 4.00% APY on balances up to $25,000 and earn 0.10% on balances over $25,000. Limited to one per member. Rates and terms are subject to change without notice.

+ Offer available for new, first-time Go Green and CareFree Checking accounts with a qualifying recurring minimum direct deposit of $100 in the checking account within 60 days of account opening. This must be your first checking account with Jovia Financial Credit Union. Members with current or prior checking accounts are not eligible for the cash bonus. Qualifying direct deposits are regular, periodic automated clearing house (ACH) credits, which may include payroll, salary, pension, or government payments (such as Social Security). Person-to-person transfers, check deposits, external bank ACH transfers, or other electronic money transfers, such as those made through PayPal, Zelle, Venmo, or others, do not qualify as direct deposit. Cash bonus will post automatically to the members’ checking account 30 days after requirements are met and will be reported as income on IRS form 1099-INT. Membership eligibility requirements apply. Rates subject to change without notice. All promotional offers can be withdrawn at any time and are subject to change without notice. Employees, volunteers, and affiliates of Jovia and their immediate families are not eligible. Jovia and its agencies assume no responsibility or liability for damages, losses or injury resulting from acceptance or use of any gift. Existing accounts and submitted applications do not qualify for promotional offers.