Unlock your full scholar potential!

With a student loan that fits your needs.

When it comes to deciding whether to go to college or pursue a higher degree, payment is usually top of mind. Not sure where to start or how to plan? Don’t sweat it; Jovia is here to help! In collaboration with College Ave, we offer student loan and refinance options.*

Getting started is simple! The application takes as little as 3 minutes to complete, know your credit decision then and there, and there’s no fee to apply. Woohoo!

Graduation student

Choose what's right for you

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Not sure where to start?

Tell us about your financial situation and we'll make suggestions to help you reach your goals and lead in life.

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How does this statement describe you?

I'm just getting started managing my own personal finances

* Jovia Financial FCU is not the lender for any Student Loans or Refinance Options for existing student loans. Jovia Financial has a contractual agreement with third party provider, College Ave, to make this product available to its members. By requesting this service, you are consenting that your information will be shared with College Ave, the third party provider and its lenders.