Money Market

Grow your savings

Want to be rewarded for growing your savings? With a Jovia Money Market account, the more you save, the more you earn. Our Money Market accounts even have rates that increase as your balance does, so you can grow your savings while ensuring that your funds are available whenever you need them.

Benefits of Saving with Jovia

Low fees

Save with no custodial or maintenance fees.

Competitive Rates

Rates go up as your balance grows. So, the more you save, the more you earn!


We allow you to transfer and withdraw from your Money Market accounts six times a month for free!°

Rates & Tiers


Minimum to Earn



Up to $24,999 $2,500.00 0.150% 0.150%
$25,000 to $49,999 $25,000.00 0.200% 0.200%
$50,000 to $99,999 $50,000.00 0.250% 0.250%
$100,000 to $249,999 $100,000.00 0.350% 0.350%
Over $250,000 $250,000.00 0.400% 0.400%
Questions? We have answers!
What are the transaction limitations on a Money Market Account?

You can make up to six (6) electronic transactions per month of which three (3) can be checks. If a transaction is made in person, it does not count towards the limit of 6.

Can I use Bill Pay to pay bills from my Savings or Money Market Account?

Savings and Money Market accounts are designed to help you save money and as such, are subject to government-imposed transaction limits, or the excess savings transaction limit (excess withdrawal transaction limit). Exceeding those transaction limits will result in a fee.

To help save you money and ensure you avoid these fees, our Bill Pay service will only access your checking account(s).

How often is interest compounded?
Interest is treated differently depending on which account type you have. In general, interest is accrued daily and posted monthly. On certificate accounts, interest compounds daily.

° A fee will be imposed for transactions exceeding the six allowed per month. Rates and terms are subject to change without notice.

°° APY = Annual Percentage Yield. Minimum balance to earn APY is based on a 30-day month. Fees could reduce earnings on the account. Rates on Savings and Checking accounts may change after the account is opened. A minimum of $5 must be maintained in a Savings account to have access to all of our products and services.