Jovia Investment Services
Plan your financial future
Partner with professionals to plan your financial future, then set your plans in motion. We are here to help you live the life you want to lead. Come see one of our well-qualified, fully-registered through LPL Financial Jovia Investment Services™ representatives and get a no-obligation financial consultation and learn about your investment and insurance options.

Benefits of Investing with Jovia
Get personalized guidance
Work one-on-one with a financial advisor to assess investment opportunities that align with your goals so you can earn more and lead in life.
Plan for retirement
Navigate the road to retirement with personalized guidance on 401(k)/pension distribution options.
Prepare for a rainy day
Plan for a future beyond your own with personalized life insurance plans that will ensure that the people you love aren't financially burdened when you're no longer able to provide for them.

Check our broad range investment products and services:
- 401(k)/pension distribution options
- Investment and retirement planning
- Retirement and IRAs
- IRA distribution options
- Fixed and variable annuities
- Mutual funds
- Life insurance
- Long-term care insurance
- Wealth management
Want to get to know our Financial Professionals? You can view their profiles here. Check the background of our investment professionals on FINRA's BrokerCheck.
Meet our Advisors
Want to get to know our advisors? You can view their profiles below.
Check the background of our investment professionals on FINRA's BrokerCheck.

George Mouradian

George Mouradian
Helping you reach your financial goals by carefully developing a plan that aligns with your specific needs, experience, and time horizon, is an honor and my highest priority. Regardless of where you are in life, I have the tools and financial products that, along with your collaboration, we can combine into the right strategy for you.
Career Highlights:
Financial Services Industry 30+ years in Banking and Investment Services
FINRA Registered
Life, Health and Annuity Licensed
Professional Services:
Investment Management
Comprehensive Financial Guidance
Tax-advantaged Investment Planning
Wealth Preservation
Retirement Planning

John Cerulli Jr.

John Cerulli Jr.
My passion is understanding what financial goals are most important to each of my clients and developing customized financial strategies to help them work toward achieving those goals. I specialize in financial planning for all stages of life with a focus in retirement planning. I love cultivating relationships with my clients and often travel to locations convenient to them to discuss their financial needs.
Career Highlights:
7+ years’ experience in the banking and financial services industry
FINRA Registered
Life, Accident and Health Licensed
Professional Services:
Investment Management
Comprehensive Financial Guidance
Tax-advantaged Investment Planning
Wealth Preservation
Retirement Planning

Mike DeMartino

Mike DeMartino
As a Financial Advisor with Jovia Investment Services, I can deliver a full range of investment planning strategies tailored to your unique needs. Whether you are investing for retirement, education expenses or some other goal, I will help you make informed decisions about your investment strategy and design portfolios aligned with your objectives.
Career Highlights:
6+ years’ experience in financial services industry and related fields
FINRA Registered
Life, Accident and Health Licensed
Professional Services:
Investment Management
Comprehensive Financial Guidance
Tax-efficient Investment Planning
Wealth Preservation
Retirement Planning
Already have an account with our investment services team?
Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker/dealer (member FINRA/SIPC).
Insurance products are offered through LPL or its licensed affiliates. Jovia Federal Credit Union (JFCU) and Jovia Investment Services are not registered as a broker/dealer or investment advisor. Registered representatives of LPL offer products and services using Jovia Investment Services, and may also be employees of JFCU. These products and services are being offered through LPL or its affiliates, which are separate entities from and not affiliates of JFCU or Jovia Investment Services. LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states (depends on advisors): CA, CT, DE, FL, GA, HI, ID, MD, MI, NV, NJ, NY, NC, OH, PA, RI, SC, TX, VA,WA, WI. Securities and insurance offered through LPL or its affiliates are:
Jovia Financial Federal Credit Union ("Financial Institution") provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services. Please visit https://www.lpl.com/disclosure... for more detailed information.