Student Lending
Let us help make your education bright!
With Jovia + College AveWhether you're just starting to look at colleges, interested in pursuing a higher degree, or have graduated and are ready to consolidate, Jovia is here to help! We're collaborating with College Ave, to offer student loan and refinance options.1
Your educational future is a great investment and getting started is simple.
Benefits of Borrowing with College Ave
Simple application process
It takes as little as 3 minutes to apply!
Instant credit decision
Know right then and there.
No fees to apply
No application, origination, or disbursement fees.
Student Loans
Getting started with loans
Beginning on the path to higher education can be an exciting time, but it can also be stressful, for both parents and students. Classes, books, and housing costs can add up quick. But, you don't have to break a sweat.
We've collaborated with College Ave, to brighten your experience and ease the stress of paying for college with student loans that fit your budget and goals. And, the application only takes 3 minutes!
Refinance Options
Make your payments work for you
Refinancing an existing student loan gives you the ability to create a repayment plan that works best for you.
With low fixed or variable interest rates, no application or origination fees, and even lower interest rates when you sign up for auto-pay, College Ave's student loan refinance options are designed to reduce your stress level.
Read more on how to manage your student loans
How to Repay Student Loans
As a recent college graduate, it’s probably been a whirlwind of activity since you left campus. Maybe you moved, started a job, or even got married. You might have a thought in your mind that there is something important you should be doing but can’t quite put your finger on it – until the student loan payment due notices start arriving, that is. Then panic starts to set in as you realize you have to start making those monthly payments. What do you do?
How to Pay for Graduate School
Earning an advanced degree is a great way to boost your skills, confidence, and earning potential. If you’re already exploring ways to pay for graduate school, you’re probably not questioning the value of an advanced degree, but wondering how you’ll afford grad school and possibly weighing graduate student loan options.
How to Pay for College: Top 6 Ways to Pay for College
Everyone’s financial situation is different. Attending college is a big financial decision for you and your family. Being accepted into your school of choice is cause for celebration-so don’t let the price tag damper your excitement. When it’s time to start planning how to pay for college, there are many resources to help you find a financial plan that works for you and your family and help you pay for college.
How to Pay for Summer Classes: Does FAFSA Cover Summer Classes?
Some students take advantage of summertime to take a break from school and recharge themselves for the next semester. Others take the summer as an opportunity to catch up on failed courses to improve grades, knock out electives, or get ahead to graduate sooner by taking summer courses.
Federal Vs. Private Student Loans
There are two types of student loans: federal student loans and private student loans. If you’re trying to figure out how you’re going to pay for school, you’ve likely thought about both. Federal and private student loans are not the same and it’s important to know the difference.
How to Apply for the FAFSA
The Free Application for Federal Student Aid (FAFSA) is one of the primary sources of financial aid for students and their families. It can be confusing, so it’s important to learn how to properly apply for and submit your FAFSA form.
Student Loans 101: How Do Student Loans Work?
If you’re thinking about taking out a student loan to help pay for college, you might be navigating the loan process for the first time and encountering a lot of questions, number one on your list being: How do student loans works?
1Jovia Financial FCU is not the lender for any Student Loans or Refinance Options for existing student loans. Jovia Financial has a contractual agreement with third party provider, College Ave, to make this product available to its members. By requesting this service, you are consenting that your information will be shared with College Ave, the third party provider and its lenders.