Student Lending
Let us help make your education bright!
With Jovia + College Ave Student LoansWhether you're just starting to look at colleges, interested in pursuing a higher degree, or have graduated and are ready to consolidate, Jovia is here to help! Our partner, College Ave, can offer student loan and refinance options.1
Your educational future is a great investment and getting started is simple.

Benefits of Borrowing with College Ave
Simple application process
It takes as little as 3 minutes to apply!
Instant credit decision
Know right then and there.
No fees to apply
No application, origination, or disbursement fees.

Student Loans
Getting started with loans
Beginning on the path to higher education can be an exciting time, but it can also be stressful, for both parents and students. Classes, books, and housing costs can add up quick. But, you don't have to break a sweat.
We've joined with College Ave, to brighten your experience and ease the stress of paying for college with student loans that fit your budget and goals. And, the application only takes 3 minutes!

Refinance Options
Make your payments work for you
Refinancing an existing student loan could seriously reduce your monthly payments and the total cost of your loan.
With low fixed or variable interest rates, no application or origination fees, and even lower interest rates when you sign up for auto-pay, College Ave's student loan refinance options are designed to reduce your stress level.

1Jovia Financial FCU is not the lender for any Student Loans or Refinance Options for existing student loans. Jovia Financial has a contractual agreement with third party provider, College Ave Student Loans, to make this product available to its members. By requesting this service, you are consenting that your information will be shared with College Ave Student Loans, the third party provider and its lenders.