Fees & Service Charges

Business Fee Schedule

Effective as of October 19, 2022. All fees are subject to change without notice.

Monthly Maintenance Fee

Free Business Checking	No monthly fee
Business Checking with Interest	$10.00 monthly maintenance fee
Business Earning Credit Checking	$10.00 monthly maintenance fee*
Business Money Market	$10.00 - Fee waived for average monthly balances over $2,500

Transaction Fees

Free Business Checking	First 350 free; $0.20 per item thereafter
Business Checking with Interest	$0.10 per item 1-200; $0.20 per item thereafter
Business Earning Credit Checking	$0.10 per item 1-200; $0.20 per item thereafter*
Telephone Payments (with Call Center) from an external account	$5.00

Savings Products

Business Savings & Business Money Market

Excess savings transaction fee will be charged for each transaction exceeding six pre-authorized, electronic, or automated telephone transfers/withdrawals per month from a savings account. - $10.00 each

Remote Deposit

Small Volume - Single Feed Scanner:
Scanner	FREE
Set up fee (one time fee)	FREE
Monthly maintenance	$40.00*
Per item (based on previous month's activity)	$0.15*

Large Volume - Multi Batch Scanner:
Scanner	FREE
Set up fee (one time fee)	$50.00*
Monthly maintenance	$75.00*
Per item (based on previous month's activity)	$0.15*

Cash Management Fees

Company Set-up	$125.00*
Wire Priviledge Monthly Maintenance	$10.00 per month*
Outgoing Wire Domestic International	$20.00 per item* $30.00 per item*
Company ACH Priviledge Monthly maintenance ACH Origination fee ACH Origination Return fee	$50.00 per month* $0.30 per item* $8.00 per item*

Subpoena Fee Schedule

Research Subpoena fee	$75.00
Search and process of Subpoena	$10.00/hr
Tax documents	$0.25/item
Transaction tickets	$0.25/item
ONUS items	$0.25/item
Transit items	$0.25/item
Signature card	$0.25/item
Wire copy	$0.25/item
Statement copy	$1.00/statement

Other Activities

Abandoned Property Processing Fee	$50.00
ATM Withdrawals	FREE at all Jovia owned ATMs, King Kullen ATMs, and thousands of Allpoint ATMs All other ATMs: $1 per withdrawal*
ATM Inquiries at Non-Jovia ATM Locations	.75 per inquiry*
Cash Withdrawals	1% over $10,000*
Cash Deposited	1% over $10,000*
Cash Management Basic Package	FREE
Automatic Overdraft Transfer From Any Business Account or Business Overdraft Line to Checking	$3.00
Item Returned Unpaid or Check Paid via Courtesy Payment (per item)	$30.00
VISA Debit Transactions via Courtesy Payment (per item)	$10.00
Early Account Closure Fee (If closed within 30 days of opening)	$15.00
Stop Payments (per 6-month request)	$30.00*
Dormant Account Monthly Fee (per account)	$10.00
Account Research	$20.00 per hour*
Returned Deposited Item (per item)	$8.00*
Official Checks (payable to third party)	$8.00*
Money Order (per item)	$3.00
Outgoing Wire (Branch Staff Assisted) Domestic International	$30.00* $40.00*
Incoming Wire Domestic International	$5.00 per item* $5.00 per item*
Faxed Wire Transfer (conducted via online form) - Outgoing within and outside Continental U.S. and International (per wire)	$50.00*
Copy of Check (Personal Check, Bill Payment Check, Teller's Check, Money Order, or Deposited Check.)	$5.00*
Copy of Statement (per statement)	$5.00*
Rolled Coin (per roll purchased)	$0.10*
Replacement of Debit Card	$10.00*
Verification of Account Letter	$15.00*
Garnishment/Levy/Other Legal Processes	$100.00*
Notary (per document)	FREE
Temporary Counter Checks (aka Starter Checks) (8 FREE at account opening)	$2.00/sheet of 4*
Coin-Counting Machine (per day) Amounts less than $500 Amounts over $500	FREE 10% of amount over $500
Business Site Visit	$100.00

Rates and terms are subject to change without notice.

* Fees are balance compensable on the Business Earning Credit Checking Account