Business Line of Credit
Flexible financing when you need it
At Jovia, we know that access to working capital is key to keeping your business moving forward. Our Business Revolving Line of Credit is designed to give you the flexibility to cover short-term needs, manage seasonal cash flow, or seize new opportunities on your schedule.
Benefits of a Jovia Business Line of Credit
- Competitive variable rates
- Credit lines from $10,000 to $50,000
- Interest-only for the first 3 years
- 5-year repayment term after draw period
- Quick decisioning process
- For businesses operating 2+ years
Ready to get started?
A Business Line of Credit gives your business flexible access to funds when you need them most, whether it's covering day-to-day expenses, managing seasonal fluctuations, or taking advantage of new opportunities. With revolving credit, you can draw and repay as needed, helping you stay agile without overextending your budget. Apply today and receive a quick decision so you can keep your business moving forward with confidence.
Looking for a larger Business Line of Credit?
Contact our Business Lending Specialist today to learn more about Business Lines of Credit over $50,000.
Meet our Business Lending Specialist
Our team is here to help your business succeed. We work with you one-on-one to assess your needs and structure the best financing deal for your bottom line. Contact Andrew to get started.
Andrew Saluk
Andrew Saluk
With over 30 years of experience in commercial lending, Andrew Saluk has been a key player at Jovia Financial Credit Union since 2011. Starting as a commercial broker and working through various regional institutions, Andrew now focuses on Commercial Real Estate Lending at Jovia. He has successfully closed over $1 billion in loans for diverse property types, from owner-occupied buildings to complex construction projects.
Andrew’s approach centers on understanding each borrower’s unique needs and crafting tailored loan solutions. His expertise, combined with Jovia’s flexible products and competitive rates, has helped grow our Business Lending department and establish Jovia as a leading lender in the local market.
For expert guidance and innovative lending solutions, connect with Andrew Saluk and explore how Jovia can support your financial goals.
Business account offerings, rates, and product features are subject to change without notice.