Business Certificates

Raymond Schwetz has been an integral part of Jovia Financial Credit Union since 2008, bringing over 30 years of experience to his role as Assistant Vice President of Business Banking. His extensive background in financial services, commercial banking, and community outreach allows him to expertly manage Jovia’s Business Banking Unit.

Previously, Ray served as Community Relations Director, where he excelled at building relationships and promoting business development. His innovative approach and strong community ties make him a trusted advisor for members seeking tailored banking solutions.

Ray’s professional journey includes roles at New York Community Bank, TIAA-CREF, and WaMu/Chase. He’s also actively involved in local non-profits and hosts "Tower Talk," a business talk radio show on 90.3 WHPC. Ray’s leadership extends to his role as Vice Chair of Jovia’s Community Involvement Committee, where he supports numerous Long Island charities.

For personalized business banking solutions, connect with Ray and discover how Jovia can support your financial needs.

Cristian Reyes has been a valued member of the Jovia Financial Credit Union team since 2022, beginning his career as a Teller and quickly building a strong foundation in member service and financial operations. Through hands-on experience and a commitment to excellence, Cris has developed a well rounded understanding of business banking services and the needs of business members.

With a background in day to day account servicing, Cris is skilled in assisting business members with a wide range of banking needs. From business account support and transaction services to problem resolution and general account guidance, he is dedicated to delivering efficient, personalized service that enhances the overall member experience.

Connect with Cris and discover how Jovia can support your business banking needs.