Business Overdraft Line of Credit

Rainy day funds for your business

For your short-term business financing needs, Jovia’s Business Overdraft Line gives you access to additional funds tied to your Jovia Business Checking Account so that you may avoid bounced checks up to your available credit limit.

Benefits of financing with Jovia include:

  • Competitive variable rates
  • Available overdraft lines from $1,000 to $50,000
  • Automatic transfers in convenient $100 increments to your Jovia Business Checking Account
  • Online Account Management to monitor and manage your overdraft line with ease

Ready to get started?

A Jovia Business Overdraft Line of Credit offers the flexibility your business needs to manage cash flow gaps, cover unexpected expenses, and keep operations running smoothly without interruption. Whether you're waiting on receivables or handling short-term funding needs, this convenient credit solution provides peace of mind and financial agility. Apply today and receive a quick decision, so you can focus on what matters most, growing your business.

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All loan types, rates, and terms are subject to change without notice. Subject to credit approval. Not all applicants may be approved.