Jovia Investment Retirement Account
Your Future Self Will Thank You!
Plan for life’s financial milestones with an Individual Retirement Account (IRA) account at Jovia. Now, for a limited time, you can take advantage of a 25-Month IRA Certificate at 3.65% APY*.
Jovia offers Traditional, Roth, and Education IRA accounts, and we’ll help you find the account that’s right for you. Start saving with as little as $100, and with no custodial or maintenance fees on our IRA accounts, you’ll keep more of what’s yours.
Choose what's right for you
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* APY = Annual Percentage Yield. APY measures the total amount of dividends a credit union pays on an account based on the dividend rate and the frequency of compounding. APY is expressed as an annualized rate, based on a 365-day year (366-day year in a leap year), regardless of the actual term. APY assumes all dividends remain in the certificate until maturity. Subject to change without notice. Minimum balance requirements apply. No Credit Union penalties on withdrawals on IRA for normal IRA distributions. Consult a tax advisor regarding tax penalties for IRA withdrawals before age 59 ½. Penalties and fees may reduce earnings on accounts. Membership eligibility requirements apply. Ask for details. If the certificate rate increases within (5) five calendar days of the account opening, your certificate will earn the higher rate from the date the higher rate went into effect until the certificate’s maturity date. Only once may your rate increase. The dividend rate and annual percentage yield may increase. At renewal, your certificate will earn the rate on the day of maturity regardless of any future rate change.
Membership eligibility requirements apply.