In light of the government shutdown, we want our members who have been impacted to know that we are here to provide support and assistance. If you have or will be financially impacted by the government shutdown, learn about the options available to you here.

Jovia will be closed on Monday, October 13th.

Jovia Mortgage Promotion

A housewarming gift for you!

Get cash at closing.

Jovia is always looking for ways to make those bright moments and milestones even brighter! That’s why when you purchase your new home with a fixed-rate mortgage from Jovia, you will receive credit at closing equal to your first mortgage payment.*

Jovia is here to help make those home-owning dreams a reality! Learn more about our mortgage products and find the one right for you!

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Choose what's right for you

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Save & Spend

Tired of paying fees for using your bank? Us, too. That’s why we reward you for growing your balance and using your account.

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Credit Cards

Whether you're building credit or looking to earn cash back with every swipe, we give you the flexibility you need to help you spend smarter.

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Borrow

Have dreams of owning a home or buying a new car, but lack the funds? Our low-rate loans can help you reach your goals.

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Invest & Plan

Start planning for the future you want with the help of our team of experts who will help you reach your long and short-term financial goals.

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Learn & Grow

From buying a home to saving for retirement, there’s a lot to learn. You can learn everything you need to know with our curated advice.

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Account Recommendations

Not sure where to start?

Tell us about your financial situation and we'll make suggestions to help you reach your goals and lead in life.

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I'm just getting started managing my own personal finances

Membership eligibility requirements apply. Rates subject to change without notice. All promotional offers can be withdrawn at any time and are subject to change without notice. Employees, volunteers, and affiliates of Jovia and their immediate families are not eligible. Jovia and its agencies assume no responsibility or liability for damages, losses or injury resulting from acceptance or use of any gift. Existing accounts and submitted applications do not qualify for promotional offers.

*Offer available for new and existing Jovia members from now until December 31, 2025, and is limited to fixed-rate conforming mortgages. Jumbo loans are excluded from eligibility. The conforming loan limit is the maximum loan amount established annually by the Federal Housing Finance Agency (FHFA) and will vary by state and county. Lender credit will be applied to settlement costs at closing and will be the equivalent of one (1) month of principal and interest payment amount. Borrower will be responsible for the remaining settlement costs and making their entire first payment and each subsequent payment thereafter. Escrow dollar amount, mortgage insurance, and any other payment-related dollar amounts will not be included in the lender credit. Applications submitted prior to the promotional period do not qualify. Jovia reserves the right to limit this offer, and offer is subject to change and can be cancelled at any time. Cannot be combined with any other offer. All loans are subject to credit approval and general mortgage requirements. Membership eligibility applies.

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