Jovia Certificate Special
Catch this rate before it’s too late…
Whether you're reeling in a big one, snagging fly balls, or soaking up the sun, there's one catch you won't want to miss this summer. It's Jovia's 8-Month Certificate at 4.50% APY*. Bring your new money++ and lock in this limited-time offer, no sweat required! With Jovia's 5-day rate guarantee, penalty-free withdrawal for home purchases or tuition*, and automatic renewals1, it's the ultimate way to chill while your savings heat up!
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1 If the existing term of the certificate is no longer available, it renews to the closest term that is below the current product. If account remains inactive it may be escheated. For more information, please refer to our fee schedule.
*APY= Annual Percentage Yield. Rates are subject to change without notice. APY measures the total amount of dividends a credit union pays on an account based on the dividend rate and the frequency of compounding. APY is expressed as an annualized rate, based on a 365-day year (366-day year in a leap year), regardless of the actual term. APY assumes all dividends remain in the certificate until maturity. Withdrawals will reduce earnings. Fees could also reduce earnings. Penalties may be imposed for early withdrawal. Penalty-free withdrawals for tuition and home purchases only. Ask for details. If the certificate rate increases within (5) five calendar days of the account opening, your certificate will earn the higher rate from the date the higher rate went into effect until the certificate’s maturity date. Only once may your rate increase. The dividend rate and annual percentage yield may increase. At renewal, your certificate will earn the rate on the day of maturity regardless of any future rate change.
++ Opening balance must be $100 or more and must be New Money. New money is defined as deposits from another institution not previously held by any accounts at Jovia Financial Credit Union. If funds are sent from an existing Jovia account, they will be transferred back to the originating account. Offer is available for Consumer only; IRA and Business are excluded from this offer.
Membership eligibility requirements apply.